Tuesday, June 10, 2008

Keeping Cash On Hand

One important thing folks forget is to have a stash of cash readily available in case something goes wrong.

It is resonable to keep as much as you can afford but I recommed at least $250 bucks. Keep it hidden somewhere in your house and available for when it is needed.

If you live in a hurricane prone area for example the electricity could be down for a week or more if your area sustains damage. Well guess what? ATM machines run on electricity and banks could be closed because of damage or due to employees not coming to work because they are trying to straighten out their own messes.

No one is advocating pulling your money out of a bank and hiding it under you mattress...if you do that you are asking for trouble. Things happen, like house fires for example and all your money could go up with it. An emergency stash that is readily available is a must though.

Cash is king when bad things happen, so make sure you have some available for that "time of need".

...that is all.

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  1. Before I retired from the Air Force I ran out base NEO (non-combatant evacuation operations) program. Every family with non-combatants was required to have a "fly away" package ready at all times. It had to contain birth certificates, passports, shot records, medication histories and important health information (children could be send off with other people if both parents were active duty). We also suggested that a supply of medicine be ready to go with the package. Additionally we asked everyone to have some cash set aside. Even though the families would be flying out or transferred to a war ship for evacuation and the service would be providing everything needed, there would still be need for some cash to replace clothes and things once a destination is reached. Having some cash on hand is also a very powerful psychological comfort item since you know that with cash you can resupply what you may have to leave behind without being at the mercy of someone else. That plan stands in my home still today. We have flyaway cash, mostly in tens and twentys just to be on the safe side if we can't get to the bank (besides, hospital emergency rooms used to not accept checks or credit cards and if you needed care you had to present 50 bucks for them to hold). Times change but habits don't.

  2. The fly away package sounds like a great procedure. Having all the stuff in one place, readily available is a wise move. This "old habit" you have is a good one and people should read your comment and assess their own readiness. Thanks for reading!