Saturday, August 9, 2008

Weekend Roundup Vol. 3

Well another week comes to a close and that means another edition of the weekend roundup! More tips and links to some of my favorite blog posts from around the blogosphere...

FROM THE DESK OF FLEA
Sorry I missed a post here and there this week. Business travel bites the big one...not to mention school.

ADMINISTRATIVE STUFF
My thanks go out to Mr. Rawles from Survival Blog for placing a link to my site in his blogroll and mentioning me in his "Odds n' Sods". Needless to say my traffic went up, oh I don't know a 1000% or more.

My offer to allow folks to guest post here still stands if anyone is interested email me at beasurvivor.blogspot@gmail.com and we'll talk about it.

TIP OF THE WEEK:
Cotton is great in hot weather but avoid it like the plague in cold and damp enviornments as it loses all insulating ability. For those types of environments WOOL is a much better choice.

Bonus tip: Make sure your tires are properly inflated to get the best gas mileage possible. Follow the manufactures recommendations on the door jamb on the drivers side (should be a sticker there with all the info you need) of your vehicle, ignore the ones on the tires themselves.

Email me a tip and I will post it here and make you famous (we'll not really...but you will get credit!)

WEEKEND ROUNDUP
Mayberry is keeping a journal...look out ;)

The Urban Survivalist has a nice article on his first attempt at roasting coffee beans.

Degringolade has an interesting article on trust.

theotherryan reviews "Vision of the Anointed".

Riverwalker still is looking for fellow Texas survivalists.

5 WAYS TO IMMEDIATELY IMPROVE YOUR FINANCES
1.) Cancel your cable package and ditch your TV
2.) Call your credit card company and ASK for a lower interest rate. (Then cut those cards up...they are evil)
3.) Move your money from a low interest earning savings account to an ING high interest savings account.
4.) Increase the amount you contribute to your 401k or IRA.
5.) Shop around for car and home owners insurance...don't just renew you policy every year without question.

Bonus: Keep a price book. What I mean by that is when you buy an item at the grocery store such as chicken breast write down the type, weight and price per pound. Everytime you find it for a lower amount, update the book. Never pay more than the amount in your book for the item. This way you will have something to use as an aid to ensure you are getting a good deal. You will also know when your getting ripped off.

...that is all.

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5 comments:

  1. I dunno, I like my business travel! It usually involves a road trip, and a boat ride!

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  2. Yer lucky Mayberry...mine usually involves a trip to the airport, fast food and long hours. I dread having to go....boat ride sounds good right about now.

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  3. "4.) Increase the amount you contribute to your 401k or IRA."

    I'd disagree with this. #4 is predicated on the belief that what goes down must come up, or that the future will be like the past. I don't believe either of these necessarily to be true.

    How many got their 401k statements in July and lost more then what they contributed?

    With food and goods increasing at 5% annual clip my advice is to stop your contributions, until the markets find direction, put your contributions into hard goods and services. What you have in the market consider moving out of equities and finding as safe a harbor as can be found in this climate.

    IMHP asset preservation is the name of the game for the next 0-5 years.

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  4. And here is where I will respectfully disagree with you. People think IRA and 401k and they automatically assume stocks.

    There are bonds, money market savings accounts and TIPS as well as other "safe investments" (If there ever was such a thing)

    I have mine in stocks that I have always had.
    401k's are for the long term... you can't base your retirement in 30 years (my case) on the current economic climate. As you have said what goes up must come down...and as shown by history must go back up again.

    If your are serious about retiring...now is a buying oppotunity...

    You get more shares of your investment now at a lower price and when it does turn around...and it will (history is on my side) your investment will grow.

    Dollar cost averaging is your friend...

    ReplyDelete